Ship Insurance Discount

[CMDR William Workman]

I'm interested to know what everybody's ship insurance discount is?

[Philip Coutts]

I don't honestly know! I think as an Alpha backer I get 50% discount on repairs but I haven't really got a clue to be honest.

[Forked]

50% for alpha and 25% for beta isn't it?

[CMDR William Workman]

It does tell you on the right panel on one of the status tabs. I wanted to know what others had in case mine is wrong before I ticket it.

lets just say for now that I do not pay a lot if my half tricked out cobra falls foul to poor piloting.

[Cmdr Kharma]

I'm away from my comp at the mo. But i think my upgraded sidey rebuy cost was just over 7000crs

[Ceeege]

Mine looks alarmingly low. Yes, I'm an alpha backer and started gamma with the Explorer Cobra but even then iirc it's not a 5 figure amount.

I'm at work currently so can't check but the Explorer ship is nicely kitted out with a B rated FSD and other niceties and as such you'd imagine the insurance companies would be out of pocket with such a low sum!

Maybe it factors in the starting option?

[CMDR William Workman]

Maybe it factors in the starting option?

ah yes maybe. I'll buy another cobra and switch to it to see if it lowers by a great deal.

[Ceeege]

Well, I unwittingly tested insurance last night...

I was tired and trying out a few Voice Attack commands and.... managed to faceplant straight into an Asteroid! It wasn't even a boost command, just not looking where I was flying

"Your ship has been destroyed"

Correct - it has. So back to Lave I went and it was only 14.4k to reinstate my Cobra with several hundred thousand credits of improvements installed over the base Alpha backer Explorer option.

A bit too cheap if you ask me. Even with the Alpha backer 50% factor taken off that's not much for a ship with a substantial resale value.

On the plus side, I am now up to 1 for insurance claims, so tested that for Frontier