Problem with many of the options on the poll is that it require co-op and that is something that is not supported yet in the game. Fly in a wing and end up in different instances.
We could have a clash in an system. All fly a sidewinder, most of us can afford that and the insurance would not be so much. And if someone that have a big ass ship, and can afford the insurance could join in, so the sides had a clash against that ship, it would be cool,